can i get a conventional loan?

Asked by ayomiposi7, Country Club Hills, IL Thu Apr 24, 2014

can i get a conventional loan with one line of open credit from capital one and i have a student loan that i paid monthly. my credit score is 660 and never late on payments.

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Jobexcite, Home Buyer, Powder Springs, GA
Fri Jun 26, 2015
This may seem like simply advice, but the best way to find out for sure is to line up several lenders and talk to the loan dept. Try to get as many question answered without the lender doing a credit check first, ...Multiple credit checks lower your score: Check our these lenders:
0 votes
BJ Tregoning, Agent, Chicago, IL
Tue May 6, 2014
Ian Beamer
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Mike Opyd, Agent, Chicago, IL
Wed Apr 30, 2014
I would speak to a mortgage lender about this. Let me know if you would like a recommendation for a grew tender to speak to.
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Spencer Gray, Agent, Bonney Lake, WA
Tue Apr 29, 2014
Your best bet is consulting a lender!
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Bill J Delig…, Agent, Naperville, IL
Tue Apr 29, 2014
You need to get yourself prequalified. Feel free to contact me should you need any assistance.
Web Reference:
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, ,
Tue Apr 29, 2014
Sure you can. There are several other factors that will determine whether or not you are qualified for a conventional loan, but none of the above that you have mentioned will prevent you from doing so. I would be happy to talk over these things with you, and it should really only take a min or two to know if you will be able to get the conventional loan you are looking for. Feel free to contact me at any time.
Best of luck!
John Hemmesch
NMLS ID# 1124472
MidWest Lending
0 votes
Riccardo War…, Agent, Bolingbrook, IL
Fri Apr 25, 2014
if you want true help, contact me, i get it done

Riccardo Wardlow

Cross Country Mortgage


*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 620 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 620 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
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Juan Espinosa, Agent, Chicago, IL
Thu Apr 24, 2014
I recommend you speak to Saul Pinela with Neighborhood Loans. He does a great job. Tell him I sent you.

Saul Pinela
Vice President of Mortgage Lending
Phone: 630-225-9873
Cell: 708-738-1464
Fax: 708-318-0339
Fax: 630-812-1865
0 votes
Great thank you for helping Juan
Flag Fri Apr 25, 2014
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