If you plan to occupy one unit, then I have to agree with Javier. But if you are buying both as investments, then Mark's response about the blanket mortgage may be viable. However, this is a niche product with its own set of requirements. Either way your credit and financial profile will be absolutely critical since you are potentially looking at a significant amount of debt between the two units. Your's is not a scenario that can be properly addressed in this forum. I suggest that you meet with an experienced and highly recommended loan officer to discuss your scenario in person. I have helped many buyers secure mortgage for all property types throughout NYC. For more information or for assistance, please contact me directly at 917.699.0183 or via email firstname.lastname@example.org. Follow me on twitter @mdenniston247.
I value your feedback so please give thumbs up or click best answer, if this response was helpful!
Michael Denniston l Cell: (917) 699-0183
Residential Home Funding, Corp.
Licensed Mortgage Loan Originator l Sales Manager
6901 Jericho Turnpike Ste. 219 | Syosset, NY 11791
Main: (516) 605-1733 | Fax: (888) 881-2557
NMLS # 24076 | Company NMLS # 34973