Most lenders prefer a 640 score, and the better the score the better the rate; however there are other factors besides credit that determine mortgage qualification, therefore for a personalized answer visit with any licensed loan officer.
Yes you can. Call Angela Spicer at 216-973-8692 for a professional opinion. It only takes a few minutes on the phone to get started. Call or email me anytime with any questions or to search for homes. Thank you. firstname.lastname@example.org 330-620-8460