can i buy a home for $130,000 with a score of 627?

Asked by lawrence3828, 44622 Sun Nov 18, 2012

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mrddcaregiver, Home Buyer, Uhrichsville, OH
Wed Jan 30, 2013
sorry that wont work- gotta have 640 or higher and not alot of debt ratio. meaning u cant have alot of bills going out for loans or credit cards.
0 votes
allan erps,A…, Agent, Pearl River, NY
Sat Dec 22, 2012
Certainly that score is enough to get a Mortgage if your debt to ratio income & employment/salary is good. Best of Luck!!
0 votes
Anna M Brocco, Agent, Williston Park, NY
Sat Dec 22, 2012
Most lenders prefer a 640 score, and the better the score the better the rate; however there are other factors besides credit that determine mortgage qualification, therefore for a personalized answer visit with any licensed loan officer.
0 votes
mrddcaregiver, Home Buyer, Uhrichsville, OH
Fri Dec 21, 2012
prob not that much, unless you have a good bit money for down payment
0 votes
mrddcaregiver, Home Buyer, Uhrichsville, OH
Fri Dec 21, 2012
With a credit score of 640 middle score , u can get usda loan at 3.6 % with all included, plus ur own home insurance added by calling mortgage lending solutions ( carolyn frey) call 614 264 8189.
0 votes
, ,
Mon Nov 19, 2012
On an FHA loan with 3.5% down we can lend on 620 or higher middle score. Feel free to contact me 7 days a week.

Bart Gabe

http://www.bartprequalifies.com

800 315 8803

NMLS# 20743 - my licensing information

http://www.nmlsconsumeraccess.org/ - link to look up my license number
0 votes
David M. Chi…, Agent, Uniontown, OH
Mon Nov 19, 2012
Yes you can. Call Angela Spicer at 216-973-8692 for a professional opinion. It only takes a few minutes on the phone to get started. Call or email me anytime with any questions or to search for homes. Thank you. david@davidc.com 330-620-8460
Web Reference:  http://www.davidc.com
0 votes
Carla Pennin…, Agent, Georgetown, TX
Sun Nov 18, 2012
Work with a good mortgage lender, but I do think you can qualify.
0 votes
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