jly, There are many many areas in Austin that do not have HOA fees. If you're not you're working with a Realtor, please contact me as soon as possible and we can discuss what price range, area, type of home, etc. you're looking for and get the process started. I also have a great team of lenders who can get you pre-approved at no cost to you, and make sure you are not just ready and willing, but able to purchase, the most important piece of the puzzle.
Joe Jarusinsky, Realtor/Master Instructor, Keller Williams Realty, Austin's #1 Real Estate Company, Ranked #1 by Buyers and Sellers (JD Power & Assoc. 2012) Call 512-261-4415