Congratulations on your decision to buy a new home.
When I work with my clients, I review their credit report to determine what can be done to help increase their scores. The higher their scores, the better terms they will receive, whether we are looking at a 630 to move up to a 640 or higher or a client with a 730 score & increasing that score up to a 740 or higher. There are some quick fixes that are available to help increase your credit scores.
Out of the gate, we work with clients to approve their loans with scores as low a 580. Please feel free to contact me directly if you have any further questions, I'd be glad to help.
All the best,
Roswell Moore, CMPS
Certified Mortgage Planner
Sun West Mortgage USA, Inc. (FN)
NMLS Company ID: 3277 / Branch ID: 359295
8950 East Raintree Drive, Suite 200, Scottsdale, AZ 85260
Sun West Mortgage is a Direct Lender, Mortgage Bank where we originate, process, underwrite, fund, AND SERVICE our loans, in-house, with FHA (starting at a 580 score AND still only 3.5% down), FHA Streamline refinance loans (NO minimum credit score, NO appraisal required) Go Green rehab loans, HomePath, Investor Friendly (10 financed properties), VA, VA Refinance loans (NO appraisal required on IRRRL loans), USDA loans, Jumbo loans, Conventional loans, plus, we allow Repair Hold-Backs!