bought home from investor, who flipped home after 2 months from auction. Just received a delinquent tax notice on property title was clean at closing?

Asked by Natntodd, Las Vegas, NV Sun Feb 16, 2014

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Katherine Jo…, Agent, Rancho Cucamonga, CA
Tue Feb 18, 2014
Hello Nat the escrow company job was to make sure your taxes,where paid current through escrow. You should give the manager a call. They should be able to assist you in getting this problem solved..
1 vote
Randy Spaldi…, Agent, Los Angeles, CA
Sun Feb 16, 2014
You do not need to call one of the agents here. I assume you had an agent when you bought your home. If you need to speak to an agent, he or she is the the agent you should be talking to.
At the close of escrow the escrow officer pays all taxes owed, and coming due, and prorates them between the buyer and seller as to the amount each owes. You are probably talking about the supplemental tax bill that every buyer gets when they buy property. That is the additional amount of tax you owe based on the new assessed value covering the period of time between the purchase date and the next tax installment date.You should call the agent who represented you, but it would probably be better to call the escrow officer or the title officer. Either one could explain it to you in detail. It is highly unlikely that they could have closed escrow without all taxes owed at that time being paid and giving you a clear title. If they did not pay all taxes due, then you did not get a clear title which you were guaranteed by the title company, and as the previous agent responding to your question said, it would be the title company's fault, and they would have to pay those taxes.
1 vote
Dan Tabit, Agent, Issaquah, WA
Sun Feb 16, 2014
Tomorrow you need to call your Title Insurance Company and let them know. If they represented the Title as clear, it's likely their problem not yours. They can't do anything about it unless you tell them.
1 vote
Kevin and Ju…, Agent, Wildomar, CA
Tue Feb 25, 2014
If it is a delinquent tax bill, take it to the escrow company or Title insurance company. If it is a supplemental tax bill, pay it.
0 votes
Johnny James, Agent, Carson, CA
Sun Feb 23, 2014
Is it delinquent taxes or supplemental taxes?
0 votes
, ,
Mon Feb 17, 2014
You need to talk to the escrow officer. They will have all the answers and how to fix the problem

Just email me if you have any other questions or concerns.

Alex Greer
Loan Officer
NMLS #1056079
0 votes
Brad Korb, Agent, Burbank, CA
Mon Feb 17, 2014
I would talk to escrow company, the delinquent taxes are probably from prior to your ownership,they should be able to help you get everything straighten out ! Good Luck !
0 votes
, ,
Mon Feb 17, 2014
Contact your attorney or title company that should have title insurance on the property so you don't take the loss.

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Sr. Loan Officer
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Phone: (630) 639-1081
NMLS# 948036
0 votes
Allan S Glass, Agent, Los Angeles, CA
Mon Feb 17, 2014
Dear Natntodd,

As a few of my colleagues have pointed out, your issue will likely be resolved by the title company that insured your transaction. A call to them or to your broker would be your best course of action.

Every real estate transaction has several checks and balances to ensure you have "clear title" at the close of escrow. The first guard at the gate is the title company. Their role is to find and address all recorded liens and encumbrances against your home. Once done they issue a preliminary title report that is sent to all parties involved in the transaction.

Next, the real estate professional you've hired to represent you will review the title report and address all matters of title. Some of these may remain after closing, for example utility easements that allow the utility company to run wires or pipes to your house. Others will be "cleared" by being paid off at the close of escrow, for example, outstanding tax bills or loans.

Third up, your escrow officer will handle the accounting of your transaction. Among other tasks, he or she will make sure all financial liens (taxes, loans, etc) are paid in full prior to recording the grant deed that transfers ownership to you.

Lastly, your lender will have a vested interest in making sure all prior financial liens are paid in full prior to recording your new ownership. In particular tax liens, which are among the few liens that would have priority over a newly recorded 1st position home loan.

While mistakes can be made on rare occasion, it's more likely the mistake is the delinquent tax notice not the unpaid balance. If it is the title insurance you've purchased at the close of escrow is intended to resolve issues just like this.

Best of luck!

Allan S. Glass
ASG Real Estate Inc. ®
149 S. Barrington Ave, Suite #660
Los Angeles . CA 90049
Mobile: 213.952.9052
Direct: 213.973.8637 (213.97.FUNDS)
Fax: 213.947.4461
CA License: 01154002


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0 votes
Ismael Barbo…, Agent, Bellflower, CA
Sun Feb 16, 2014
ummmmm is a regular year tax o supplemental tax ?
Call me for a review
0 votes
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