What does the HOA fee cover?(ie.upkeep of common areas, snow plowing, trash, etc) At the very least, there should be a billing statement. I would suggest that you contact a lawyer concerning this matter.
I wonder how they can have a Home Owner's Association if there are no Board members or budgets in place to determine how the funding is used by the owners? I suggest that you contact an attorney about the matter as it is a legal issue.