any single family short sales in zip code 20745 and 20623?

Asked by Jennifer Jones, Clinton, MD Fri Feb 13, 2009

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voices member, , 21117
Fri Feb 13, 2009

There may be short sales available, but be really careful and fully understand what you are getting into when you enter into a short sale. In all honesty, they are almost always messy and stressful for all involved. You are dealing not only with an individual seller, but also the bank who has the final "say so" in the deal. It can take upwards of 90 days to even get a response from the bank as to whether or not they will even allow a short sale. Then if they agree to allow it, the negotiations are just beginning.

Another reason they are such a mess is because, after the seller and then the bank come to an agreement, that may just be on the first mortgage. People who are doing short sales are highly likely to have other liens on the property. And unless all banks make an agreement to accept less than is owed, the deal cannot go through.

As an agent I feel it is my duty to not just try to "capture" a buyer's business, but to educate when I feel it is important. I hope this helps--sorry to put a damper on any plans. With all this said, there are plenty of good deals out there that will be a lot less messy. I wish you all the best with your home search!

Lisa Devnew
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Jonathan S T…, Agent, Columbia, MD
Fri Feb 13, 2009

I am Jon Tucker with RE/MAX 100. Yes, there are quite a few pre-foreclosure, shorts, and bank owned properties. Shoot me an email and I can set you up to receive daily updates.

I work with a variety of investors on the residential and commercial side. I have several automated systems to make you aware of new listings in your search areas the day they hit the market (JustListed, Matrix). I am a certified JustListed agent for the Baltimore region. You will see new listings, price changes, status changes (contract, sold, etc) the same day that I, as an agent see them for your search specifications. Once you see something of interest, I will send you the full 3 page Realtor version of the listing, the tax record, all pictures/tours, and all historical listings for that same property. We can go and personally review the best ones, or I can preview them for you. I also receive automated alerts from all the auction houses for good opportunities. Finally, I review the REO or bank owned listings regularly for my buyers. You will find good investments before most others. You can reach me via email at, cell 443.538.4316, or my web site
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