am condo shopping in Phoenix. Is there a website where you can plug in an address to find out if the condos are 50% or higher owner occupied,?

Asked by Lynne Reed, Phoenix, AZ Wed Nov 27, 2013

Help the community by answering this question:

+ web reference
Web reference:


Debra (Debbi…, Agent, Livingston, NJ
Wed Nov 27, 2013
First of all, it's simple - you can go to the government's site and check to see if the condo complex is on the FHA's APPROVED list (there's more to an fha approval than just the percentage of owner occupied units).

Here's the site:

follow the directions on the left side of the screen - there is a drop down screen, and you can put in your zip code for the list. The hours of operation for the site are limited (I believe) from 8 - 10PM Eastern Standard Time.

Your other, bigger concern - let's assume the condo is NOT on the FHA approved list, is that many lenders will not lend money if the financials of the complex aren't sound.

The lender you will work with can discuss this with you.

There is a "condo questionaire" that the management company usually has to fill out and return to the bank/lender - it will question, for example, the number of owner occupied units, as well as asking if there are any pending lawsuits against the community..........or the number many unpaid HOA fees, etc.

Best wishes..........

Find a trusted lender and go over this with him or her.
1 vote
Vivien L Big…, Agent, Scottsdale, AZ
Wed Nov 27, 2013
Hello Lynne,

You can only obtain that iniformation from a Lender. Please give Karen Jones 480-339-1577, AmeriFirst Financial a call to verify. She is great and will sit down with you and get on a goal setting plan so you can purchase the property that you are wanting. Please let her know that I sent you!

Have a GREAT evening and Happy Thanksgiving!

Vivien L Biggs PLC
Prudential Arizona Properties
1 vote
, ,
Wed Nov 27, 2013
As a mortgage banker, I can pull that for FHA purposes. Your realtor may be able to pull it. You may also find it from the title company.
1 vote
Eileen Shapi…, Agent, Mesa, AZ
Wed Nov 27, 2013
Sounds like you are getting an FHA mortgage! I am not aware of any website for consumer use; generally that needs to be done by a Realtor or mortgage company.
If you need agent help, I am glad to do that...just email or phone me and at that time we can talk about your needs in a condo, as well. And I can send you some listings. And, of course make sure they can go FHA!

Happy Thanksgiving...I am working tonight, so if you need me, don't hesitate to call., 480-370-6520. Also have some slots this weekend.

Sonoran Premier Properties
Web Reference:
1 vote
yes, there is a government site anyone can visit to see if a complex is on the fha approved list: -
Flag Wed Nov 27, 2013
Sean Heideman, Agent, Phoenix, AZ
Fri Nov 29, 2013

The condo would need to be on the FHA approved list if you are purchasing with an FHA mortgage. I would avoid a condo because a very small percentage of condos in the Phoenix market are on this approved list. I would recommend purchasing a townhouse because the approval process is much easier but some townhouses are legally plated as a condo so you would also need to research the legal descriptions before moving forward with a purchase.

If you choose to try to purchase a condo, then please go to the following web site:

I would be happy to do the research on your behalf and assist you with the purchase of a condo or townhouse. Please give me a call at your earliest convenience.

Sean Heideman, Designated Broker
Position Realty
Office: 480-213-5251
Fax: 866-232-2256
0 votes
Jennie Miller…, Agent, Phoenix, AZ
Thu Nov 28, 2013
Are you FHA approved buyer?
0 votes
Gordon Hagem…, Agent, Scottsdale, AZ
Wed Nov 27, 2013
Hello Lynne,

I can let you know if any condo complex you are looking for is eligible for FHA financing.

The only way you could look at owner occupants vs. rentals would be to look at the tax records for all the units in the complex.

Please let me know how I can further assist you with all of your real estate needs.

Gordon Hageman
0 votes
Michael Apon…, Agent, Phoenix, AZ
Wed Nov 27, 2013
It sounds like you're attempting to verify whether or not a condo development is eligible for FHA financing.

If that's what you're trying to do, then the answer is yes. There is a way that you may research this information on your own.

Please call me at (602) 617-6872, and I'll walk you through the process.

James Reynolds, REALTOR
0 votes
Search Advice
Ask our community a question

Email me when…

Learn more