Many people ask questions on here to try to determine their eligibility for mortgage approval. Your best option is to speak with a competent lender that can look at your total situation - employment, FICO scores, debt ratios, etc... This will give you an honest assessment and it doesn't cost you a penny.
I highly recommend Lisa Warren of SWBC Mortgage to assist you. She is awesome and will give you a free assessment. Here is her info:
Senior Mortgage Banker - SWBC Mortgage
8400 Blanco Rd, Ste 100
San Antonio, TX 78216
She is super easy to work with. Let her know Darrell recommended her and when you are set to find a home, I'll be glad to assist you to find a home that fits your needs and price point.
Darrell D. Drouillard
Home Team of America
16719 Huebner Rd., Bldg 4
San Antonio, Texas 78248
'Serving all Your Real Estate Needs'