Asked by James, Hoffman Estates, IL • Tue Jan 28, 2014
have an contract, now it comes to loan. I get a quote from a loan broker. 260000 loan amount , with 5% down payment, 5% rate no PMI no cost loan (covers all lender related fee and title fee) , we only have about 17000 savings. now. She told me we have to have 6 month reserves which is about 17000. plus downpaymet is over 15000 we need to bring it in. If I can have this much money (32000), then i will not struggle with down payment. Please advise! We need to close this deal on Feb 24. Thanks
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