Vivek- I'm not familiar with that property since it is not in my area of expertise. BUT, it sounds like possibly your a savey Home Buyer, and if that's the case, and you feel comfortable with the negotiation process and your own abilities and understandings of the Home Buying process, here is a possibility to think about. Get one or possibly several BPO (Broker Property Opinions) specific to the property in question. Request at least 5 - 10 comps going back 3 months or so, if that is possible, as close to the specs of the home your interested in and as close as possible area wise. Take this information and contact Listing Agent direct, request a showing, and make your offer, but deduct the 3% buying side. On a 650K purchase, that's $19,500.00. You could easily come close to that 620K, or better. I'd also suggest that you present the offer in person to the seller if possible. I'd hire a RE Attorney to look over the paperwork on your behalf, perhaps on an hourly basis, but the overall savings to you would be substantial. Also, obviously if you don't feel comfortable with the process, by all means look at hooking up with a COMPETENT agent. There is obviously more to purchasing a home than just presenting an offer i.e., contingencies, inspections, loans etc, but the above scenario could work for you if getting the BEST price is important, and you feel REALLY comfortable with the process. I'm sure not all offices will want to supply you with a BPO, so you may have to call around to check on availabilty and cost. Good Luck!