So ~ What is the question?? This is a "Question & Answer" site. Hard to get an answer when you don't ask a detailed question.
According to MLS, the property quoted is already Pending. But what would you expect for a $21,000 price tag? How long would a house last at that price in today's market? (Even if it were a dump, it could be fixed up and rented for a positive cash flow.) But it would have to be purchased by an investor.
If you are proposing to buy it and live in it, you would have to have cash for the purchase price. Why? Because today's lenders will not make a loan that small. There is no profit in it. Your only hope would be to find a private lender to float you a personal loan. But you had better line up your lender before you focus on any house.
The bottom line in this story for eveyone is: You Must line up your financing before you start looking for houses. Ask any Realtor or loan officer, and they will tell you the same thing! It is easy for me to find you a house; it is not so easy to get prepared for a loan application, and secure a pre-approval letter. We must have that before we submit an offer on a house for sale.
*Looking at houses is Step #5 in the process of buying a house. Contact me for a list that will show you what the first 4 steps are.
ULTRA Real Estate Services