Neicy-I would also recommend going to the city's website http://www.cityofelgin.org. While these areas are not under an association, some homes can fall in to their historic district boundaries, and if so, there can be stricter restrictions as to updating/modifying the exteriors of the home. Also, there is also assistance available for those modifications.
Hi Neicy, There is no association in this older area of Elgin. Usually only condos, townhouses, and newer subdivisions have association fees. Older areas rarely have an association, which many consider a benefit! Hope this helps :)