Asked by Samanthaolson32, Oshkosh, WI • Thu Aug 2, 2012
My husband and I are looking to purchase a home, but are not sure if we qualify. His credit is 694 and mine is 650. He has been at his current job for 22 months (just shy of the two years needed). I recently quit my job, so I don't know if my score even matters then. We have a vehicle loan that is open and each have two credit cards open (balances are below 50% of the limit) Our annual income is around $85,000 and we are able to put down at least $4000 down on the home.
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