Hi Pandora, How low are your scores? I have the ability to work with those down to 530 credit. Actually have an approval for a Veteran with a 560 score. It's a lot more than a score though. I'd be happy to discuss this further with you, if you're interested. Best wishes otherwise, Kimberly Lawson, Licensed Mortgage Loan Originator - Ohio only. Contact and licensing information can be found on my profile.