I respectfully disagree that you should avoid condos without knowing anything more about your finances, age, and lifestyle.
Typically speaking, single family homes appreciate and/or hold their value better than condos, but by design that also means they will cost more starting out. And the only time our clients ever have issues getting loans for condos is if it's an FHA loan or there are a lot of rentals in the building.
Also keep in mind that while a single family home doesn't have HOA dues, you are going to spend money every month on homeowner's insurance, water, and garbage - all things generally covered in your HOA dues - plus ALL maintenance is on you to take care of. That means if the home is older your monthly expenses could be much higher. And maintenance aside, you'll probably spend close to that $250 per month on the basics above.
If it isn't about money, in the end you may prefer a condo if you are older and don't want to deal with maintenance or are someone who travels a lot. Plus smaller condo buildings have a much different feel than larger ones. If you like playing handyman and/or have a family, if you can afford it you'll probably prefer a single family home. And of course the big one, with a sf home you don't have to answer to others.
We don't work in your area, but I would find a knowledgeable, experienced broker/agent to discuss your finances, goals, and lifestyle. They will help you figure out what's best.
Lance King/Owner-Managing Broker