Asked by Mrs. T, Hamden, CT • Fri Oct 17, 2008
My husband and I qualify as first time buyers since it's been over 5 years since we've purchased our first home. We are currently in the market for another home. We found a home in hamden that we love but are nervous about being approved because of the crunch down on mortgages. We both have scores in the low 700s. Our combined income is 143K gross, we have about 10K in credit card debt, 50K student loans, 45K home equity loan, 19K car loan, 1st mortgage 132K. The asking prices in 359.9K but we would offer 330K with 15K down. Would we qualify for a mortgage? Or would we have to sell the first property? We were planning on renting the first property....
Real Estate in Hamden
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