Asked by ramarkstrom, Portland, OR • Sat Apr 27, 2013
Really need help. I am 2 years past a foreclosure. Great credit since (808). No debt at all. Everything is paid off. I have a good cash down payment (10-15%). 7 years at the same job. W-2's for the last 2 years show 40k annual income. 2 years of clean rental history. So far I can't find any lender that will help me. Extenuating circumstaces for March 2011 foreclosure are: bad loan. tripled HOA fees. Property taxes more than doubled. Stolen car. Medical/Dental Bills. Bank denied loan modification and short sale and have letter to prove it. Could not sell condo. I did everything to stop it but still went into foreclosure. Now two years later I have everything back on track but can not find a lender that will even talk to me. Can you help me??
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