A seller always has to disclose anything they know about that is actually wrong, or has been wrong with the property. You should always get a sellers disclosure statement. If the home is a foreclosure that is usually not provided, as the lender/owner does not live, has not lived, and has no idea if this or that has leaked, etc. That's one of the reasons inspections are so good. It gives you a opportunity to really check out the home during the inspection time period. I have had buyers order inspections prior to going into contract, but that is usually not the case. The market today is moving quickly and most buyers want to secure their position in a contract prior to spending money on a inspection. We have such a shortage of good listings on the market at this time. Even in a matter of days, many, many offers can come in on one property. I wish you luck.