These days (June 2013) the magic number seems to be approx 640 for a FICO score to qualify. Continue paying off debt and strive for that number. You're very close, don't give up hope. I just closed with one buyer who spent 6 months getting his credit straight, but now he's a brand new home owner!
Please let me know if I can be of any further assistance!
"I'll Find You The House, You Make It A Home!"
Cornel "Chuck" Berry, REALTORÂ®, (USAF Retired),
Real Estate Consultant, Lic# 0615965,
GRI, ABR, CNE, TAHS, SFR, Cartus CSA/NBS, BS, MA,
Coldwell Banker D'Ann Harper, REALTORSÂ®,
18756 Stone Oak Pkwy., Suite 101.
San Antonio, TX 78258.
Cell: (210) 683-1157
Direct: (210) 483-7552
Fax: (210) 483-4679
Web Page: http://www.chuckberryrealtor.com
NOTE: Texas requires REALTORS furnish consumer friendly information about Brokerage Services - click on the link:
The best compliment to a REALTOR is a referral!
If you know anyone with a Real Estate need, whether buying or selling, anywhere in the world, I can help! Get a **$50.00** referral fee for each buyer/seller you send to me, paid at closing!