Asked by Chsoboist14, Romeoville, IL • Wed Jun 29, 2011
I'm currently a senior in college and I've started looking at houses online. I found one that I really like, but I'm unsure if I'll meet all of the FHA requirements. I'll be graduating in a year with a degree in teaching of mathematics. I'm able to start applying for jobs while I'm student teaching, so there's a VERY good chance that I'll have a job offer ($40,000-$58,000) before I even graduate. However, I've been looking online and it looks like I need 2 years of continuous employment history, which I will not have. Is there some way around this? I currently have 2 credit cards and a share secured loan that I pay regularly and my credit score is 721 so I feel confident that I can show reliability to make payments, but I don't have anyone who would be considered a "qualified cosigner" that could help me report sufficient income. Will my degree, transcript, and employment offer be enough?
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