Why is a four season room not included in the square footage of the house even though it has the HVAC system running to it?

Asked by Lish, Troy, MI Thu Sep 20, 2012

We are in the process of buying a house, but the house was assessed at a lot lower than the selling price we agreed on. It was because the four season room was not included in the square footage this time. Our realtor asked the assessor why it wasn't included and they said, "I don't know." Now we can't buy the house because we don't have the large difference. We know the seller won't go down because the house was valued at more than the asking price last time it was up for sale.

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Annette Levi…, , New York, NY
Thu Sep 20, 2012
If the room is not legal (meaning no Certificate of Occupancy) then it is not counted in the square footage. Have the seller forward to you the CofO to you.
0 votes
Jay M. Jones, Agent, Birmingham, MI
Thu Sep 20, 2012
Hmmmm... That is a good question. If the room is heated it could certainly be included in the total sq footage of the home. Homes with these features are often not updated in the tax record, and the appraiser may have just been going off from that data and didn't measure the whole house with the heated addition--or may have blew right through the place and not have noticed the heat source??? You would be best advised to raise this with your buyer's agent and question the mortgage rep to address issue with the appraiser for clarification. Mortgage appraisals can usually be challenged if there is erroneous data or questionable results on the report. You may want to push for some answers and get it straight from the appraiser as to why they made that call. Good luck!
0 votes
The owner just had the HVAC put in right before the appraiser came. They new it was installed recently, but they still didn't want to include it for reasons they don't even know, apparently. We are now sending it to the buying agent and seeing what they will do about this. Thanks Jay!
Flag Thu Sep 20, 2012
Sigrid Garri…, Agent, Rochester, MI
Thu Sep 20, 2012

You can asked for another appraisal explaining what happened. You can point out to the person that did the appraisal that it was missed. I'm not sure if he can reevaluate but a 2nd one can be done by someoneelse. You will have to pay for another one as long as the seller is willing to wait which he should.

Good luck,
0 votes
We don't really have the money for another appraisal, but we would like an answer to why it wasn't included in the square footage instead of an, "I don't know." Thanks Sigrid!
Flag Thu Sep 20, 2012
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