What are you negotiating with a lender regarding? A short sale?
Under current GA law, only a licensed Mortgage Loan Originator may negotiate the terms of a mortgage. A real estate agent may provide facts to the seller's lender, but they may not negotate terms without a MLO license.
"A BILL to be entitled an Act to amend Article 13 of Chapter 1 of Title 7 of the Official Code of Georgia Annotated, relating to the licensing of mortgage lenders and mortgage brokers, so as to exempt licensed real estate brokers and salespersons assisting in a short sale real estate transaction from the mortgage broker licensing requirements; to provide for related matters; to repeal conflicting laws; and for other purposes."