Asked by Trisha Bartle, Missoula, MT • Fri Mar 15, 2013
I live in Montana but am thinking of buying a house in Clearwater, FL. I'll be down there for a week for a family vacation mid-April and would like to look at houses for an afternoon while there. My question is, should I contact a mortgage broker first for preapproval, or are there buyer's agents who can do both that and the home showings?
The reason why I ask is because, while I know some buyer's agents can do both, I'm a bit of a special case. I'm self-employed and would probably need a low-doc loan. In that case, should I contact a mortgage broker in Clearwater first for preapproval before finding a buyer's agent, or should I find a buyer's agent who can help me get preapproved?
Just for further clarification, I would need an active, full-time agent who has experience with:
- Self-employed people looking for a home
- Less expensive housing (~$50K)
- Working with people who live out-of-state
- Knowledge of the Clearwater housing market
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