Which costs are potentially negotiable in closing costs

Asked by Trulia, San Francisco, CA Sat Mar 3, 2012

Are there negotiable and non-negotiable closing costs?

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Jimmy Benson, Agent, Richmond, VA
Sat Mar 3, 2012
There are 2 opportunities for negotiating closing costs - asking the seller for a $ amt for the purchaser's closing costs, pre-paids, and points and secondly, working with the lender to negotiate the lender fees - origination and discount points, etc. The buyer's agent needs to word the request for closing costs in the contract very carefully to be inclusive and I work often with a lender who will negotiate their fees and will prepare a closing cost estimate with the preapproval letter, so we know how much to ask the seller to pay in the contract. Please contact me if you have other questions and if I may be of assistance - thanks, Jan

Jan Hoover, Realtor
Advance Realty Specialists
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Kay Shobe, Agent, Richmond, VA
Sat Mar 3, 2012
In the State of Va. anything can be negotiable.
Closing cost is always negotiable-
Some Lenders and loans do have caps-It
is always important to ask before you write a
Web Reference:  http://www.shobeteam.com
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