We live in Holiday City, there is a growing under 55 community. Why many parents buy the home for the kids (family) to live in. Its a win win situation. A first this year is school buses driving down Jamacia Blvd.
Good luck, a great location to buy and live.
According to the New Jersey Department of Housing and Urban Development, all Adult Communiites are permitted to allow up to 20% of their community to owners under 55 years of age. Unfortunately, most of the Adult Communities in Toms River and Manchester have not kept their records accurate over their many years of existence and therefore do NOT allow any residents under 55 years of age.
Your best bet would be a NEW Adult Community such as Del Webb's Riverpointe or Ryan Homes Legacy at Woodlake (which just sold out). The NEW Adult Community's obviously have a system in place to ensure compliance within the NJHUD regulations.
Hope that cleared it up for you?
Hope that helps to answer your question. You are welcome to call me directly.