You will want to look on HUD's website about the Good Neighbor Next Door program. From there, there are also programs like the Metro Mortgage Assistance program, CHFA, CHAC, HOAP and so forth. There is also a Mortgage Credit Certificate (tax credit) as well. YOu can also even combine the Good Neighbor Next Door program with an FHA 203K mortgage (add in remodel costs) as well.
Not all programs are restricted to teachers per say, but can assist towards down payment, closing costs, a combination of both, and the Mortgage Credit Certificate is a tax credit. Make sure you work with a lender who can educate you about the subtle differences of all, and can maximize what programs are available to you.
Neighbor Next Door
Buying a home through HUD's Good Neighbor Next Door initiative is designed to encourage renewal of revitalization areas by providing an opportunity for law enforcement officers, firefighters, emergency medical technicians and teachers to purchase homes in these communities. HUD provides a substantial incentive in the form of a 50% discount off the list price of eligible properties
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