Here's teh best way to approach it;
1) Use an independent escrow company that is not affiliated with or owned by a Real Estate Brokerage.
2) Ask your agent and the escrow officer to explain each of the fees they have included on the Estimated Closing Statement.
3) Most likely there are some fees that are put on the statement "just in case" there are some charges, such as courier fees, wire fees, notary fees, etc.
4) Make sure the Title Company is not affiliated with or owned by a Real Estate Brokerage - Use one of the "Big-5" Title Companies. Title Insurance rates are set by the Insurance Commission. If you are selling a house you recently purchased and you are using the same Title Company again, you will likely get the "short-term rate" which is discounted.
If you do not ask you will not get any fees reduced. I am not a proponent of reducing these fees because Escrow and Title protect YOU. They are the only true neutral 3rd party in the transaction.
Best of luck,
Broker / Owner & Certified HAFA Specialist
Thom Colby Properties
Newport Beach, CA
Moving Lives Forward (TM)
We NEVER DOUBLE-END a Transaction in our Brokerage. It is never beneficial to the Seller or to the Buyer and it is only beneficial to the Agent.
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