Lots of options available for you. A straight 20% down, with no mortgage insurance or piggy back 2nd you could qualify for a purchase price of 750k-775k, 600k-625k loan amount. My rates are in the low 4's for that right now on a 30 year fixed.
If for arguments sake, your down payment resources were unlimited, your salary could support a loan amount of 1.4m, but as I said, you'd need the down payment resources to cover the 20%, and the reserve requirements.
My suggestion to you would be to get pre approved by someone and then you can stat to narrow down your criteria and get a clearer picture of what you can, or want to do, and what your payment tolerance is. We have other choices other than the straight 20% down, such as an 85% LTV to 2m, or a 1st/2nd combo, it's finding the product that you are most comfortable with.
With myself the pre approval process takes no time at all once we have your financial documents. We'll pull credit, run the numbers and give you a presentation with various options that can be refined to best suits your needs.
There is never a cost, nor any obligation to use our services. Just a bit of time on your part to gather the information.
I'm happy to discuss further with you whenever your ready.
First Capital Group