When comes to appraisal there can be several different for exactly same property.
For example there was a house in Westmont appraised by "drive by" bank appraiser at 180k
Next guy went inside and his appraisal was 615k. Maybe extreme but real sample.
When comes to Deborah mentioning FHA financing I think everybody is oversensitive here.
Is only natural that you are trying to show to the buyer how easy can be to buy a property.
I think in different situation in different area the buyer would not even notice such thing.
Of course there is a chance that you may be correct, but there is a chance that she simply was trying to show to the buyer how easy is to get this property.
I have clients who are Black, White, Spanish, Polish, Ukrainian, Vietnamese etc.
Everybody brings own senility about certain issues.
I do not care where they are coming from and I am sure she doesn't too.
There is always a chance that our interpretation is not correct and underlining reasons are different than we think. In addition if we start doing such assessments it eliminates from the start somebody who is truly trying to help.
I think you should not be afraid that your agent is going ask you to make decision.
If you have one and discussing this on line it means that there is no trust between your agent and you because he/she will give you opinion in 2 minutes phone conversation deeper and better than all this on line discussion.
What happened to fellow with whom you made the contract for low appraised property?
Is he/she not trustworthy anymore? Hire another one.
Your entire question should be directed to him. He/She knows you and your situation and this knowledge make an agent person best equipped to help you.
I am not going personally comment on line that this or that property is overpriced or not.
To me it feels like I am discussing it up front of selling agent.
Not really comfortable for him.
I think selling agent knows what he/she should.
I think there are several different aspects to every potential transaction that should be discussed
In more private environment and with better benefit for everybody involved.