What's the ideal credit card score to have so your interest won't be too high?

Asked by Sequoah Lloyd, Delray Beach, FL Wed Apr 30, 2014

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Brian Nguyen, Mortgage Broker Or Lender, Mission Viejo, CA
Thu May 1, 2014
Well if you want good interest rates I just recommend that you have your credit scores above 700. Although, scores as low as 580 can be accepted. Another thing to keep in mind, is that depending on your score, an increase may not help your rate that much if you increase, but this depends where you currently stand. The best thing for you to do is to speak with a knowledgeable lender to see if you can get started on financing a new home. If you need additional assistance, feel free to reach out. Good luck!

Brian Nguyen
Sr. Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
1 vote
Dan Tabit, Agent, Issaquah, WA
Wed Apr 30, 2014
Rates are based on several factors, scores are just one. FHA is pretty competitive at most scores, but you'll have never ending Mortgage Insurance. A conventional loan is generally good at whatever scores you can get approved for. 740 or higher will get you the best rates.
1 vote
schatzmac, Home Buyer, Coconut Creek, FL
Sat Apr 4, 2015
my credit score is 667, is this score good enough to buy a house?
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