Make sure the info is correct, you can waste time and money chasing down problems with your credit report when you'd rather be looking at houses,
Find a local real estate agent that you can work with. If you don't know anyone, I can find one and interview them for you before they contact you.
Let me know if you have any other questions!
Town Square Real Estate
NMLS # 6395
Financing Kentucky One Home at a Time
Congratulations on your decision to buy a home. I personally don't believe there will be a better time with interest rates and home prices so low. The first step is to contact a mortgage loan officer. If you have someone in mind or ask family or friends to recommend someone. Then you'll need a buyer's agent to work with in finding the right home.
Karen Paytas, GRI, CMS
Real Living Kee Realty
Licensed Associate Broker
Accredited Buyer Representative
Depending in where you hope to buy your home different finance options are available and some lenders offer different programs, this is where a Realtor can be helpful, if they know the services offered by the various lenders in their area area.
If it is the Kalamazoo area please feel free to contact me I would be happy to help
Your first step would be to speak with a lender to get pre approved for a mortgage. You will want to know how much house you qualify for and approx what your monthly payment would be including taxes and insurance. You will want to have representaton from a Realtor as a Buyers agent to help you with contract and negotiations.