Asked by Adrian Sarno, Savannah, TX • Fri Feb 22, 2013
I bought a property with a loan; after the closing I just received a huge pile of papers from the closing agent; these includes things like HUD-1, Deed of Trust, Note, Riders, Affidavits, copies of my own 1040 (tax return), W-9, 4506-T, my loan application, the list goes on and on ... I'm sure most realtors out there know.
My question is, is it necessary to keep the physical papers or would it be OK if I just scan them and keep them in my electronic files?
Most of the papers (or maybe all of them) are copies, so I guess they are not physically important, right?
I appreciate your help with this simple question.
New Home Buyer.
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