Mid 6 figures guessing $500K with 20% down you shouldn't have a problem qualifying for more.
Why are you worried about the credit card debt, you should pay it down if your making that much. It's seems strange that you would be worried about qualifying for $100K in that income bracket with only $50K debts provided that is the only debt you have (no other mortgages?). Banks consider DTI aka Debt to Income ratios and monthly payments factor in as well and of course the other BIGGY, your credit scores from the big three agencies pick the one in the middle, no averaging or calculating and that is the score mortgage companies will use.
Payment history, bankruptcies, foreclosures, repos and other factors can also play a role in getting approved for a mortgage but with your income unless something HUGELY negative shows up you should sail through underwriting with most lenders.
Is this an investment property? I'm scratching my head if this is meant to be a primary residence because most folks earning that much money will be buying a home more then $100K especially in New Jersey with the prices of homes here.
PS. if you'd like some help from an agent, please do call we have agents in the area.