First, I don't even know where Coram is but there are some universal truths. When making the biggest purchase of your life, the worst possible thing you could do is hurry. Think with your head and don't get emotional and defintely don't fall for the "buy now before blah blah blah and you're priced out forever!" Second, interest rates are a much much smaller factor than your purchase price. You can refinance rates down the road, you're purchase price lasts forever.