Think about it, who knows better than a Mortgage Broker?
Step 1: PRE-APPROVAL LETTER
â€¦â€Oh, I have a 1200 credit score, I wonâ€™t have a problem getting a loanâ€â€¦.â€Iâ€™ve bought 23 properties and never had a problem getting a loan in the past (YEAH RIGHT, MAYBE PRIOR TO 2006)â€¦ â€Iâ€™m self-employed and I made over $300,000 last yearâ€â€¦â€Oh, donâ€™t worry, I was approved ONLINE last year with B of Aâ€
When any Realtor or Mortgage Broker hears all this from buyers/Borrowers hereâ€™s what theyâ€™re thinking: http://www.youtube.com/watch?v=37OWL7AzvHo
Experience Realtors (Buyerâ€™s Agents and Listing Agents) have heard all this (what comes out of the south end of a north bound bull) a million times from buyers who untimely couldnâ€™t close because they couldnâ€™t get a loan in 2012 and 2013! So invest the 15 to 30 minutes it takes to fill out a Loan Application and obtain a LEGIT pre-approval letter. The Mortgage Loan is not some trivial formality these days, without the loan, YOU DONâ€™T CLOSEâ€¦.PERIOD!!!
Step 2: ESCROW LETTER
Enough with the ridiculously weak $1000 deposit written on an offer contract and sent to the seller thing! Fact is, $1000 is a JOKE these days! Heck, why not just write $100.00? If you want your offer to stand out from all the rest, deposit at least $5,000 or 5% of the offer price in a Title Companyâ€™s Escrow account and have them give you an Escrow Letter
â€¦â€¦â€¦â€¦â€¦.ARE YOU WITH ME SO FAR? GOOD.
Now, you have your Legit Pre-Approval Letter, your Escrow Letter and ready to enter this 2013 Florida real estate market/Combat Zone!
But unlike 90% of your competition who are entering the battle on a Three Legged Donkey, Swinging a Butter Knife with a Bag of Rocks, youâ€™re riding into the battle in an Abrams Tank with night vision and Laser guided Armor piercing rounds to fire down range! You are the next best thing to a Cash Buyer!
Now you are ready to weed thru what seems to be a million realtors to find the best one for you. NOBODY KNOWS REALTORS BETTER THAN A MORTGAGE BROKER! As a Mortgage Broker who has been doing loans all over the state of Florida since the 90s, I know realtors better than most and I know a lot of them too!
Contact me and Iâ€™ll get you Pre Approved and put you in touch with a realtor who I know will help you locate and negotiate your best deal on a home.
Pro Option Mortgage/ Florida
Ph: 888 662 4404
Prior Service U.S. Marine Corps