What is the max DTI for FHA approved loans?

Asked by Diante Adams, Chicago, IL Fri Aug 2, 2013

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Joe Schiller, Agent, Chicago, IL
Wed Oct 9, 2013
I think its 45% but the truth is it matters how you structure your debt
0 votes
Santiago Ken…, Agent, Chicago, IL
Fri Aug 2, 2013
Mark has a good answer , prevent buyer to buy homes that cant afford
0 votes
Bob Brandt, Agent, Schaumburg, IL
Fri Aug 2, 2013
I would suggest imposing your own limitation below whatever they will max you out at.
0 votes
Bill J Delig…, Agent, Naperville, IL
Fri Aug 2, 2013
Speal with a Lender to go over your particular situation. Depending on the situation, mid 50%'s is max DTI.
0 votes
Mark Ghaowi, , Chicago, IL
Fri Aug 2, 2013
To prevent borrowers from getting into homes they cannot afford, the maximum back-end DTi is 41%. FHA is pretty flexible with the DTI limits, and I have seen approvals with DTI as high as 55%. Feel free to contact me at 773-739-5169 or apply online at http://www.guaranteedrate.com/markghaowi if you would like be pre-qualified for a FHA mortgage.
0 votes
Sam Sharp, Mortgage Broker Or Lender, Chicago, IL
Fri Aug 2, 2013
About. 57% -
Sam Sharp
Senior VP of Mortgage Lending
Guaranteed Rate
0 votes
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