Like any other industry, there are good and bad players. Frankly the bank is sometimes less the issue than the representative that you are working with. You should find someone that offers a lot of different options for mortgage programs and is willing to spend the time to lay them out for you and go over the pros and cons of each. At that point you can check other lenders to make sure that the rate you are being offered is competitive.
I am available to help you at your convenience if you wish.
I can do a full underwriting approval ahead of time if need be and I also offer credit score improvement programs for free while we work on your mortgage.
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Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist
Direct: 240-752-7549 Cell: 301-651-7822
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