What is involved in getting a C of O for a home purchase?

Asked by Julie Denise, Sussex County, NJ Thu May 9, 2013

does it differ if home if a short sale or not?

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Christopher…, Agent, Tarrytown, NY
Fri May 10, 2013
If the home doesn't have a C of O you will have to file an application with the town. Check with the town before doing so because in some cases (depending on when the home was built) a pre date letter can be issued and you won't need to file.

Christopher Pagli
Licensed Associate Broker
Accredited Buyer Representative
William Raveis Legends Realty Group
1 vote
Robert Grana…, Agent, Bronxville, NY
Thu May 9, 2013
Two different scenarios with two different methods

If there is no C/O, use Rey's method below. If you have a C/O, but to legalize an addition or improvement that was done without a building permit, it is a tad more complicated. One, there will be a fine, and it is best if you meet with one of city engineers to discuss what is really necessary.

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Rey Hollings…, Agent, White Plains, NY
Thu May 9, 2013
A C of O is a Certificate of Occupancy. You have to file an application with the Yonkers Dept of Buildings (914) 377-6500. There is a fee associated with the application and you want need to contract an architect or other professional. If you need help...AskRey.

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Rey Hollingsworth Falu
Licensed Associate Real Estate Broker
Houlihan Lawrence - Bronxville

Direct 917-855-0277
Web Reference:  http://AskRey.net
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Anna M Brocco, Agent, Williston Park, NY
Thu May 9, 2013
For accurate information check with the local building's department; if purchasing with a mortgage, your lender may not lend without c/o's, also check with your homeowners insurance, they may not insure....
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