Split title is also known as a split closing. They will use the title company they are comfortable with and you will use yours. It does make things a little simpler when using the same title company...........and then it is nice that you get to meet each other at the end of the closing and the sellers can hand off keys and such.................however I do many split closings when dealing with bank owned homes, it is okay. It could cost more ask your agent..............sometimes there is a discount for doing both in the same place. You may want sellers agent run the keys over to your closing. It will save you time and running around..............(if you are taking posetion at close) . Also sometimes seller/buyer will call the utiltie companies while waiting for thier copies of the closing papers at the title company. Find out when the sellers are having theirs turned off, you ned to call after they do.