Asked by Becky Grubel, Herriman, UT • Wed Apr 17, 2013
All home buyers need to sit down with their Loan Officer to determine how much house you can afford. Your Loan Officer will detrmine your credit rating and your debt ratios and use this information to tell you how much home you can purchase. The Loan Officer then issues you a Letter of Pre-Qualification stating this amount. This Letter of Pre-Qualification is a required document when making an offer on a home.
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