Unfortunately, the HOA basically can put a lien on the home and foreclose the property if the dues are not paid. HOA can be high in some communities but that can vary from community to community. Just for your info. HOAs are nonprofit organizations. The communities that have community amenities have to take care of all the facilities, pay for the employees who are in charge of maintenance, accounting,.. They need to buy insurance for the structure of the common areas and the facilities as well as liability insurance, also keep a healthy reserve for road repairs, gate repairs, facility repairs,...
So if that HOA fee is a non negotiable for you, unfortunately the only way would be to move on to another community.
Below is the link to some homes with lower HOA fees in Clermont:
Hope this helps.
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