What does 'cost to cure' mean? When an inspection turns up some significant problems not in the seller's?

Asked by Keano, N.A.S., Corpus Christi, TX Sun Mar 9, 2008

disclosuer, does one ask the owner to 'cover the cost to cure'? Note: Owner in this will not make repairs, inspection contingency applies.

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Michael Ford, Agent,
Sun Mar 9, 2008
jose makes a great point...the numbers cited by your inspector may have little relation to reality in your area. before you make demands it might be a good idea to get accurate numbers from some tradesmen. i agree also that you are better off with a cash credit...that way any work done will be with the warranties original to you.
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Jose Gomez, Agent, Miami, FL
Sun Mar 9, 2008
Hi Casper - "Cost to Cure" means exactly that: it's what it will "cost" to "cure" the items that need repair or replacement. Now, the "cost to repair" is being issued by an inspector who's giving his estimate based on his opinion of value. It could easily cost more or cost less. So still do your own homework on those items for a more factual cost and don't forget cost of labor if necessary. Lastly, if the owner is not willing to make the repairs, you might what to consider negotiating or adjusting the price to make up for the difference it will cost you to make such repairs/replacements, or you can also try to negotiate with the seller to give cash back or a contribution towards the claims on the report. If the house is being sold "As-Is" then it might be a pointless battle, but it's always worth trying. Best of luck! Jose Gomez - Miami Realtor http://josegomezfl.sef.mlxchange.com
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Michael Ford, Agent,
Sun Mar 9, 2008
cost to cure is the cost to rectify or correct.

it is not out of line to ask a seller to correct items not in their disclosure that they should know about. faulty wiring on a garage door opener they installed, or a faulty vent on a heater or water heater they had work done to. they may say no, but there is no harm in asking and it is a good idea to decide among yourself what items you see as non-negotiable. other items might fall into the "who cares" column.

please note that most inspections will turn up lots of stuff that is not to current code, but which are perfectly legal when built and also safe by and large. examples might be electrical systems, firewalls, garage door openers and such. most inspectors practice "anus protectus" and cite many items that in a perfect world are good ideas, but which are really there only to cover their liability.

your question implies that you are in an "as-is" sale but that does NOT preclude you from making requests for repairs or killing the deal for discovering stuff you are simply not willing to accept without some sort of compensation.

be sure to discuss also with your agent what the contract says...just because the seller says he or she will not make repairs doesn't mean that they haven't already bound themselves to do so regardless of what they say now. termite repairs are a classic example of this item.
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