No, you actually own part of that unit along with 7 others. All furnishings and daily maid service is included in the fees, you can rent it out if you can't use it when it is your turn. The way it works is you have 2 weeks in the summer and 4 weeks spread out over the year on a rotational basis. The ones at Emerald Grande are luxury units in a luxury building on the Gulf with a 20,000 state of the art work out center. This is a destimation, and they have weekly fire works shows, concerts etc. There are restaurants and shops.
If you would like to take a look, let me know. Pat @ 850-830-5541