What cities in Washington state are approved for a usda home loan?

Asked by Jdunker23, Juneau County, AK Fri Mar 4, 2011

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Stormylena, Home Buyer, Oklahoma City, OK
Sun Jun 12, 2016
Even if you are fully qualified based on the income and credit guidelines required by ome your rural h loan cannot be approved if the property is not located in an eligible area.

And these eligible geographic areas are about to change. USDA rural maps have remained pretty much the same, except for a few smaller scheduled updates in 2013, 2014, and 2015. Proposals to update the maps based on the 2010 census have been unsuccessful each year due to concern about the impact in smaller communities. The proposed changes that were scheduled to take effect from October 1, 2015 have been postponed till October 1, 2017 at the earliest.

Web Reference: http://USDALenders.org
1 vote
Jamie Smith, Agent, Pierce County, WA
Tue Oct 11, 2016
Some of Spanaway, Frederickson, yelm, roy, Mckenna, Rainier, Rochester, Tenino and furher south as well
0 votes
SHIRLEY NELS…, Agent, Cowlitz, WA
Fri Jan 23, 2015
Needing a map of areas approved for USDA financing in Cowlitz County WA..
0 votes
mariechang20, Home Buyer, New Kent, VA
Sun Feb 16, 2014
Can you please send me a email of homes that are usda ?
0 votes
You can see all washington state boundaries by county here http://nwloangroup.com/usda-mortgage/ There is no loan limit on USDA loans, so as long as you do not exceed the income limit, and the property is within the boundaries it should qualify
Flag Thu Feb 20, 2014
On the link, click on Single Family Housing on the left, then accept the terms and either type in the address or zoom the map to the areas you are considering.
Flag Sun Feb 16, 2014
You can go to the USDA website and either type in an address or view the map which shows the eligible and ineligible areas. Here's a link to the site, http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
Flag Sun Feb 16, 2014
NWLoanGroup, , Poulsbo, WA
Tue Dec 17, 2013
You can find county specific maps available here http://nwloangroup.com/usda-mortgage/
0 votes
Keane Ng, Mortgage Broker Or Lender, Renton, WA
Tue Jul 17, 2012
Good answers so far. I thought I'd go into deeper details on this answer.

In the biggest counties, here are the cities most commonly used for USDA financing:

King County:
Maple Valley
Maltby (NE Woodinville)

Pierce County:
Bonney lake
Puyallup (limited areas)
Gig Harbor

Snohomish County
Lake Stevens
Snohomish (east side of Hwy 9)

I did a very extensive list of all popular areas including some demographics of those ares on this blog post. I hope this is helpful.

0 votes
Interested in knowing more about usda loans. What areas for year 2016-17 have been accepted in areas of puyallup?
Flag Wed Dec 7, 2016
Mel, Home Buyer, Washington
Sun Jan 15, 2012
USDA loans are not ONLY for rural areas. It depends on if the owners of the home have aquired a USDA loan and are selling the house, then you as a buyer have the option to buy a home in the city with a USDA loan. It depends on peoples circumstances, which allow them to qualitfy for such loans.
0 votes
Dan Tabit, Agent, Issaquah, WA
Fri Mar 4, 2011
USDA loans are for rural areas, so Seattle, Tacoma, Everett, Vancouver, Spokane and their immediate suburbs wouldn't qualify, but sometimes not too far off areas do.
I did a USDA loan for a client last year in Fall City WA, just east of Seattle about 30-40 minutes. If you want to let me know more specifically what part of the state you are considering I can give you more options or use the link below.
0 votes
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