Gerald is correct. A credit review will need to be performed. You state your credit is bad, but we need to know what we would be dealing with.
Did you know that our mortgage company has credit simulators, which will give you a "play by play" on how to increase your scores by paying down accounts, adding new ones, & getting old one deleted?
Feel free to give me a call to find out more about our credit simulator. Best of luck. I look forward to getting you VA ready!
FYI, did you know you can do a background check on your potential loan officer. check out:
Joseph S. Cordova
Trusted Mortgage Advisor
Evesham Mortgage, LLC
65 East Route 70, Plaza 70
Marlton, NJ 08053
856-985-9944 ext. 103 Tel