As you know, waterfront is a very selective criteria by itself.
Next we need to know what type of water front. Canal, Lake Tarpon, pond, intercoastal or those Big Water views of the Gulf of Mexico. If you are anticipating the 'Big Water View of the Gulf of Mexico you will need to be on the barrier Islands between St Petersburg and Tarpon Springs. Then we must consider the boat situation. Gulf of Mexico and boat dock are incompatible.
All of these variable do have a influence on the price. However, waterfront (generic) is possible at the $500,000 value range. Upscale, pristine, impressive homes, will require an investment of a bit more capital.
Take a look at what availabe on the local MLS.
Best of success to finding your waterfront home.
Annette Lawrence, Broker/Associate
Remax Realtec Group, Palm Harbor, FL