What are typical carrying costs in SF?

Asked by Brandon Blanchard, San Francisco, CA Wed May 23, 2012

What extra costs should one be aware of when owning a home in San Francisco? Is there a "ballbark" number on how much this could cost?

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Oggi Kashi’s answer
Oggi Kashi, Agent, San Francisco, CA
Thu May 24, 2012
Your typical carrying costs are property taxes (they run about 1.18% annually), your mortgage, HOA dues (if any), insurance, and any funds you wish to set aside for maintenance and such.

If this is an income property, then you also need to figure an occupancy factor (usually 95%), rental ad costs and management fees (if any). I would also bump up the maintenance costs.

Oggi Kashi - 415.690.3792 direct
Broker Associate, Paragon Real Estate Group CA DRE 01844627
All data from sources deemed reliable but subject to errors and omissions, and not warranted.
Web Reference:  http://www.oggikashi.com
1 vote
James Romeo…, Agent, San Francisco, CA
Wed May 23, 2012
Good afternoon.
There are standard charges that are customary in San Francisco. When you are buying a home the total amount can vary, especially if you have asked the seller to participate in these costs. This can save you a healthy amount!
0 votes
Matthew Goul…, Agent, San Francisco, CA
Wed May 23, 2012
Hi Brandon,

A very open question and it depends. Generally you will pay your property tax including any area specific special taxes, insurance, HOA if a condo (varies per unit and building greatly) etc.

Call me for a quick chat and we can discuss the answers more specifically to you.
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