What are the differences between buying a duplex and a sfh. Either way it would be owner occupied.

Asked by Kathy Bootes, Eugene, OR Wed Aug 13, 2008

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Julie Fugate…, Agent, Tualatin, OR
Wed Aug 13, 2008
Great question. I disagree with one of the other answers - I think Oregon's landlord tenant laws are neutral. They work well for a landlord who wants good tenants and takes care of their property. To your question - the road to wealth is paved with passive income. Owning a rental is passive income. I'd buy a duplex, live in half for a year or two, then buy a SFH to live in and rent out the rest of the duplex. This would be a great start to owning several rental properties.
In property management we talk about management units versus living units. Any time you can get a single management unit with multiple living units you are leveraging your time and management dollars into a better return on your money. A duplex - or better yet, a 4-plex achieves that.

Good Luck!

Julie Fugate
Principal Broker, President
The Fugate Group, Inc.
Keller Williams Realty SW Portland
1 vote
Dirk Knudsen…, Agent, Hillsboro, OR
Wed Aug 13, 2008
Easy enough. Financing is about the same but as a duplex owner you are in the rental game. That can be rewarding and challenging at the same time and in Oregon the land lord tenant game is not always a lot of fun as the laws are not landlord friendly.

You may be able to live with a lower payment provided you keep the other side rented but may have an impact to your lifestyle and peace and quiet as well.

Either is a good investment and the main thing is that you are becoming a home owner either way and that is a great thing!

Best wishes;

Dirk Knudsen
#1 rated re\Max Team in oregon
Web Reference:  http://www.nwhomecenter.com
0 votes
Dallas Texas, Agent, Dallas, TN
Wed Aug 13, 2008
Matter of personal lifestyle if your choice share space with another person. Majority of duplex no HOA therefore at times battles with other occupant they are not doing lawn care on their side. Many instances a person will purchase both sides, lease out other side eliminate any problems.
http://www.lynn911.com http://www.homes-for-sale-dallas.com
Web Reference:  http://www.lynn911.com
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